Our Philosophy

We provide risk management and consulting services to banks, credit unions and fintech companies. Since our inception we have helped institutions improve their overall financial management process and balance sheet performance while effectively managing risk and meeting regulatory compliance.

An Industry Leader

The VBC services combine industry-leading best practice and extensive experience to deliver the most comprehensive and robust solutions and reports in the industry. We customize effective risk management solutions using a detailed approach to attain optimum balance sheet performance while managing risk and maintaining regulatory compliance.

A Process Customized to Organization Needs

VBC does not believe in a one-size-fits-all approach, solution or deliverable. We customize each engagement to meet the needs of the institution, and allow for future modifications when needed. Our reports are specifically designed with the end user in mind, supported with transparent methodologies and vetted annually by regulatory agencies.

Velligan-Blaxall Consultants Management Team

Hugh Blaxall

Managing Partner

Brian Velligan

Managing Partner, Model Risk Management

Josh Salzberg

Partner, Model Validations

Elaine Halliday

Managing Director, Deposits & Loan Analytics

Tom Mennie

Managing Director, Balance Sheet Strategies

Allison Merchiore

Managing Director, Risk Management & Reporting

Mark Calnon Ph.D.

Managing Director, Quantitative & Econometric Analytics

Mike McLaughlin

Managing Director, BSA/AML

John Grote

Director, Model Validations

Chris Schmitz

Director, Model Validations

Tom Esposito

Director, Model Validations

James Glueck

Director, Risk Solutions

Contact Us

From modeling and stress testing, model validations and back-testing, deposits and loan analytics to strategic consulting and advisory services, we deliver the most comprehensive and robust solutions and reports in the industry.